Your household finances are a complex mixture of activities that result from the simple acts of receiving income and then either spending or saving the money you receive.
The activities that make up your household finances, as illustrated below, are the same for everyone; what makes them complex is that everyone tends to do the activities differently.
Adding to the complexity of your household finances is when each activity happens.
Receiving income - no standard schedule
Spending cash - weekly
Buying with a credit card - your choice
Making bill, pseudo bill, and credit card payments - monthly
Setting aside current income to sinking funds and short-term savings - your choice
Effectively managing all of the diverse and complex activities that make up your household finances is made possible with You Need A Cash Plan. The program accommodates all of your household activities, including the separate timing of each of your everyday money events, in one automatic spreadsheet that shows you how you expect your income to flow into and out of your possession.