At home | You Need A Cash Plan

This is a sample cash plan. Your numbers will be different.

Do your money routinely

— Get your weekly allowance
— Record income deposits
— When bills arrive, verify them on your cash plan
— Pay bills twice each month regardless of when paydays happen
— Automatically balance bank statements and reconcile credit card statements
— Enter credit card activity

Ask "What If?" Before You Decide

What if:
• we buy the new washing machine now?
• I increase the credit card payment?
• we take that trip in October?

Make the change in a clone of your cash plan to see the effect of the change on your future cash flow before committing.

Have answers to the questions that keep you awake at night

How do I stop living paycheck to paycheck?

Your bills and spending no longer have to revolve around payday. A paycheck simply becomes another deposit into your cash plan.

Why do I always run out of money?

Your weekly allowance tells you what you can spend without disrupting the rest of your cash plan.

How do I get better with money?

Read the book to learn how your everyday money works. Then use You Need A Cash Plan to put what you learned into practice.

Imagine the calm of always knowing:

• How much you can spend
• Your bills are covered
• You can handle unexpected expenses
• Savings are on automatic
• Your debt is under control

Money-healthy homes start with a twelve month cash plan

See what your everyday money can do before you spend it