At home | You Need A Cash Plan

See what’s ahead. See your upcoming income and how you plan to use it—not just the money in your account today.
Know what’s available. See what remains available after the uses you’ve already planned for your income are taken into account.
Adjust when life changes. Change an income amount, bill, payment, or other planned use and see the effect throughout the months ahead.
Explore before you decide. Try a change before you make it and see how it affects the rest of your cash flow.

This is a sample cash plan. Your numbers will be different.

Answer the Questions That Keep You Awake at Night

How do I stop living paycheck to paycheck?

You Need A Cash Plan removes paydays as a reason for doing something other than recording the receipt of the paycheck.

Why do I always run out of money?

Spending is controlled when using You Need A Cash Plan with a weekly allowance on a day and in an amount of your choice.

How do I get better with money?

Read the book to learn how your everyday money works. Then use You Need A Cash Plan to put what you learned into practice.

Ask "What If?" Before You Decide

What if:
• we buy the new washing machine now?
• I increase the credit card payment?
• we take that trip in October?

Make the change in a clone of your cash plan to see the effect of the change on your future cash flow before committing.

See where your money is going before it gets there.

When You Can See Ahead, You Can Plan Ahead

All Your Everyday Money In One Place