Financial Fitness Mentor


A financial wellness program built on the Household Everyday Money System (HEMS).

Financial Fitness Mentor
HEM System

Each HEMS Financial Fitness Mentor edition uses the same household cash flow framework, adapted for the needs of a specific organization or community.

Banks and Credit Unions
Workplace Wellness Programs
Religious and Stewardship Communities
Student Financial Readiness

Banks and Credit Unions

FFM banks and credit unions pg 1

Helping customers improve cash flow timing awareness, reduce overdrafts, maintain more consistent account balances, and gain greater confidence managing household finances.

"This looks amazing and what a great idea."
Lisa Adams, Idaho Banking Assn, Community Outreach Coordinator

FFM banks and credit unions pg 2
FFM banks and credit unions pg 3

Workplace Wellness Programs

FFM companies pg 1

Helping employees reduce financial stress, improve day-to-day financial stability, and gain greater confidence managing household finances.

FFM companies pg 2

Religious and Stewardship Communities

FFM religious communities pg 1

Encouraging thoughtful stewardship, reduced financial stress, stronger family communication, and greater household stability through peer support and community encouragement.

FFM religious communities pg 2

Student Financial Readiness

FFM student financial readiness pg 1

Helping students better manage irregular income and expenses, reduce financial stress, and build sustainable financial habits early in adulthood.

FFM student financial readiness pg 2

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