Download
Download and install You Need A Cash Plan on a desktop or laptop. Your 60-day free trial begins the first time you run the program.
Run YNACP on any Mac - Intel or Apple silicon - with Parallels Desktop or a virtualization software of your choice. Or do as other Mac users have done, buy a Windows laptop for the sole purpose of running You Need A Cash Plan.
Why There is No "Quick Start" Button:
Traditional budgeting apps promise you financial peace in 60 seconds by linking a bank card and auto-categorizing your past mistakes. You already know how that story ends: it doesn't work.
Building a true cash plan is an intentional, reflective process. It requires pulling together your real financial picture so you can map out a clear, forward-looking 12-month horizon.
Expect to spend a couple of hours on this setup . There is zero pressure to rush. The platform is built so you can work completely offline, entirely at your own pace, step-by-step. Your cash plan remains completely inactive and under construction until the day you choose to go live.
The first time you run the program the Help page is opened. To get started on your cash plan, click on the Cash Plan icon to open the menu and then click on Getting started.
Change how clicks on browser links are handled in the Options window (upper right corner).
